海外留學生理財組合 - 條款與細則
(Valid November 6, 2025 until May 4, 2026)
1 Value of up to $690 in welcome bonuses, savings and benefits is calculated as follows:
- TD Student Chequing Account Offer3: Earn $125 in cash when you start by opening a new TD Student Chequing Account3 ("New Student Chequing Offer") AND Complete any two of the following with your new TD Student Account before July 31, 2026:
1. 設定僱主或政府的週期性直接存款。
2. Set up Autodeposit for Interac e-Transfer® and send or receive one e-Transfer of at least $50.
3. 使用Visa* Debit TD易通卡進行一次網上簽賬。
4. 在合資格的TD儲蓄賬戶中開通預先授權轉賬服務或易儲蓄服務
- TD Cash Back Visa* Card Student Offer5: Up to $100 in Cash Back Dollars when you open a new TD Cash Back Visa* Card by May 4, 2026.5 Conditions apply.5^ Eligible for students only.
- TD Direct Investing Account Student Exclusive Offer6: Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades.
- TD國際匯款優惠7：每年價值高達$105優惠是根據在12個月內透過TD國際匯款進行七次Western Union®匯款 (Western Union® Money TransfersSM)來計算，且每次匯款的費用最高為$15。您必須達到優惠說明中規定的資格條件。轉賬費用金額是動態的，可能會發生變化。外幣匯率仍然適用。參與轉賬的其他銀行可能會向資金接收者收取額外費用。
- International Student Exclusive Bundle Offer 8: Earn $50 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the International Student Exclusive Bundle Offer below8.
- Monthly Overdraft Protection Service Saving on the TD Student Chequing Account9: $60 in savings with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)9
All amounts are in Canadian dollars.其他條款可能適用。所有優惠都取決於滿足相應優惠條款和細則中列出的標準。
2如要達到國際留學生理財組合的資格要求，您必須：
1. Be the age of majority at the time of account opening in your province or territory of residence,
2. Provide your unexpired Study Permit from the Government of Canada (e.g., IMM Form 1442, 1208, 1102),
3. Be a full-time post-secondary student enrolled in an accredited university or college in Canada with Proof of Enrollment (Proof of Enrollment is a document that has been issued by the school and contains the student's name, the name of the University or College, program, and year of study). 可接受的入學證明包括：
a. a tuition invoice or statement of account from the school for the current period of study,
b. a detailed timetable (current or upcoming period of study),
c. letter from Registrar’s office verifying enrollment.
d. Transcripts displaying the school's name, student's full name, student type and the semester of study on school's letterhead.
4. 對於在魁北克省學習的學生，除上述文件外，還必須提供魁北克接收函（CAQ）。如果您有納稅人識別號（TIN）且之前未提供此識別號，則必須在瀏覽期間提供。
並提供以下1種個人身份證件：
註：可接受或可能需要提供其他身份證件。請親臨TD分行了解
詳情。
3 TD Student Chequing Account Offer: The TD Student Chequing Account Offer is available to individuals qualifying as International Students who are full-time post-secondary students enrolled in an accredited university or college in Canada or elsewhere and that are the age of majority at time of account opening in their province or territory of residence. Eligible customers can earn $125 in cash by opening a new TD Student Chequing Account ("New Student Chequing Account") and completing the required actions:
1. Open a New Student Chequing Account between November 6, 2025, and May 4, 2026.
2. Earn $125 by completing any two of the following activities by July 31, 2026:
i. Set up a recurring Direct Deposit from your employer or the Government.直接存款的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。所設立的週期性直接存款是否適用於本優惠，須經我們批准。
ii. 將Interac e-Transfer®電子轉賬設定自動存款，且一次金額至少達$50的e-Transfer匯款或收款。
iii. Make an online purchase using your TD Access Card with Visa* Debit.
iv. Set up a recurring Pre-authorized Transfer Service or Simply Save from the New Student Chequing Account to a TD Every Day Savings Account or TD ePremium Savings Account.週期性預先授權轉賬可以是每日、每週、每兩週或每月一次。 Simply Save can be daily, weekly, or bi-weekly of any amount between $0.50 to $5.00.
如要了解有關交易的更多資訊以及賬戶費用和透支保障服務費用的完整清單，請參閱關於我們的賬戶和相關服務。
資格限制：
- 本優惠不適用於：
- 截至2025年11月5日，已有TD支票賬戶 (不含美元賬戶) 的客戶；
- 曾擁有TD支票賬戶 (不含美元賬戶)，並在2024年11月6日當日或之後關閉該賬戶的客戶；
- Customers who open a TD Chequing Account on or after November 6, 2025, but change the account to a type other than the TD Student Chequing Account before this offer is fulfilled;
- Customers who received any Chequing Account offers from TD from 2023, 2024, 2025; or
- TD員工或與TD員工開設聯名賬戶的任何客戶。
履行：
- The $125 cash will be deposited into the New Student Chequing Account within 12 weeks after all required conditions have been met.
- At the time of fulfillment, the New Student Chequing Account must be open, in good standing, and all conditions continue to be met.
其他條款及細則：
- 對任何屬於聯名賬戶的新學生支票賬戶，新學生支票賬戶必須至少有一名賬戶持有人符合資格要求。
- Limit of one $125 cash offer (TD Student Chequing Account Offer) per New Student Chequing Account and per customer.
- We can change, extend or withdraw this offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product unless otherwise indicated.
如要了解有關交易的更多資訊以及賬戶費用和透支保障服務費用的完整清單，請參閱關於我們的賬戶和相關服務。
4 TD Savings Account Offer – Earn 4% Bonus Interest Rate for 90 Days:
Eligible customers can earn an additional 4% Bonus Interest Rate for 90 days on deposits in a new eligible TD Savings Account - on any balances up to $1,000,000.00. The TD Savings Account Offer is available to individuals qualifying as International Students that are the age of majority at the time of account opening in their province or territory of residence. To qualify, you must:
1. Open a New Student Chequing Account
Open a New Student Chequing Account between November 6, 2025 and May 4, 2026, and
2. Open a New Savings Account
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by May 4, 2026;
3. Deposit Funds to Earn an Additional 4% Bonus Interest Rate for 90 Days
The account will earn a Bonus Savings Interest Rate of 4% per annum on any balances up to $1,000,000.00 for 90 days in addition to the current applicable posted interest rate for the selected TD Savings Account. The Bonus Savings Interest Rate will be applied to the New Savings Account commencing no later than 15 business days after the account is opened and will remain in effect for 90 days thereafter ("Promotional Period").
- The Bonus Savings Interest Rate applies only to funds deposited into the New Savings Account.
- The Bonus Savings Interest Rate is an annual interest rate. It is calculated each day, based on the Daily Closing Balance on that day, and paid monthly.
- After the Promotional Period ends, only the posted interest rate will apply.
- 如要了解最新公佈利率、利息計算方法及每日日終結餘的相關說明，請參閱關於我們的利息計算。
Eligibility Restrictions
本優惠不適用於：
- 截至2025年11月5日，已有TD支票賬戶 (不含美元賬戶) 的客戶；
- Customers who already had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 6, 2024;
- Customers who open a New Student Chequing Account on or after November 6, 2025, but change the account to a type other than the TD Student Chequing Account before this offer is fulfilled;
- Customers who already have a TD Savings Account as of November 5, 2025;
- Customers who had a TD Savings Account that was closed on or after November 6, 2024;
- Customers who received any TD Savings Account offer from TD in 2023, 2024, 2025; or
- TD員工或與TD員工開設聯名賬戶的任何客戶。
履行：
The Bonus Savings Interest Rate and posted interest rate will be credited separately in the New Savings Account monthly for a period of 90 days, provided that the New Chequing Account and the New Savings Account are still open, in good standing, and all conditions continue to be met at the time of fulfillment.
其他條款及細則：
- 對於新開設的聯名儲蓄賬戶，必須至少有一位新儲蓄賬戶持有人滿足資格要求。
- There may be tax implications associated with the Bonus Savings Interest.客戶應諮詢其個人稅務顧問以了解更多資訊。
- Interest rates may change without notice.
- 我們可以隨時變更、延長或撤銷此優惠。
如要了解有關交易的資訊以及賬戶費用的完整列表，請參閱關於我們的賬戶和相關服務。
5 TD現金回贈Visa*卡優惠條款與條件：
除非另有說明，信用卡年利率、費用和功能自2025年4月30日起生效，並可能隨時變動。
Limited Time Offer ("Offer"): This Offer starts on November 6, 2025 and ends May 4, 2026 (the "Offer Period") and is only available to those student Cardholders of a new TD Cash Back Visa* Card ("Account").必須在2026年5月4日前開設賬戶。
前3個月內簽賬滿$1,000，可賺取$100現金回贈獎金。此獎金將在3個月後以一整筆支付方式記入您的現金回贈獎金結餘。相關條款適用。^, Δ
在優惠期間以及現金回贈獎金入賬時，請確保您的賬戶保持開通、活躍，且信用良好。 To earn $100 Cash Back Dollar to the TD Cash Back Visa* Card, you must make $1000 in Purchases on your account within 90 days of Account opening ("First 3 Months").您可以兌換現金回贈獎金支付賬戶結餘。
優惠可能隨時變更、撤銷（魁北克除外）或延長，除非另有規定，否則不能與任何其他優惠同享。滿足優惠條件後，道明就會在8週內現金回贈獎金記入賬戶。此優惠不適用於以下客戶：(1) 在優惠期間前已激活TD現金回贈Visa*信用卡賬戶的客戶，(2) 將其現有的TD信用卡轉為TD現金回贈Visa*信用卡賬戶的客戶，或(3) 在過去12個月內註銷過任何TD信用卡的客戶。
我們保留對任何人開設賬戶的數目以及向其發放現金回贈獎金的次數實施限制的權利。關閉賬戶或轉至其他TD信用卡可能會導致尚未發放的現金回贈獎金作廢。
以上優惠僅適用於以下人士：（1）報名就讀加拿大或其他地區的認可大學或學院的高等院校全日制學生，（2）屬加拿大居民，（3）並無持有現有TD信用卡賬戶，並（4）在申請TD現金回贈Visa*卡時將「學生」列為申請者的職業。
請參閱您的披露聲明和持卡人協議，以獲取更多年利率相關的詳細資訊，包括我們如何收取利息以及如何清還消費。
僅限魁北克省
主要持卡人仍要承擔賬戶的所有費用，包括任何附屬卡用戶產生的費用。賬戶最多可新增3張附屬卡。
(i) 年費：在您首次使用信用卡後的第一份銀行賬戶結單中收取，並在之後每年的同一月份收取。
(ii) 賬單週期/賬戶結單期間：可從月內的任何一個日曆天開始，長度不固定，但一般約為一個月。
(iii) 寬限期：如果您在還款到期日之前全額支付當前賬戶結單上的欠款，您可以享受至少21天的免息寬限期。信用卡提現（包括結餘轉賬、類似現金交易和TD Visa支票）無免息寬限期。
(iv) 最低還款額：最低還款額以新結餘的5%或$10兩者中較高者為準，外加所有逾期欠款金額和任何超過您信用限額的金額。如果新結餘低於$10，最低還款額便等於新結餘。
(v) 利息費用實例
30天賬單週期的利息費用實例
|
年利率
|
平均每日結餘
|
$100
|
$200
|
$1,000
|
購物簽賬
|
21.99%
|
$1.81
|
$3.61
|
$18.07
|
信用卡提現
|
21.99%
|
$1.81
|
$3.61
|
$18.07
|
簽賬購物 - 預設利率
|
26.99%
|
$2.22
|
$4.44
|
$22.18
|
信用卡提現 - 預設利率
|
27.99%
|
$2.30
|
$4.60
|
$23.01
|
^ 賬戶必須保持開通且信用良好，方可賺取和兌換現金回贈獎金。可應要求隨時兌換現金回贈獎金，兌換金額自$25起。如果每年兌換現金回贈獎金一次，年度的獎金賺取週期將自使用此卡進行消費時開始計算，至下一年該賬戶的一月份計費週期為止，之後，年度的獎金賺取週期將自該賬戶的一月份計費週期開始計算，至下一年的一月份計費週期為止。在提供兌換指示前，現金回贈獎金將持續累積。每年可賺取的現金回贈獎金並無金額上限。如需了解有關如何兌換現金回贈獎金的完整詳情，請參閱《TD現金回贈Visa卡持卡人協議》 (www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp) 中的「TD現金回贈計劃條款與細則」部分。
6 TD Direct Investing Account Student Exclusive Offer Terms and Conditions: Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025 to May 4, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by May 4, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
- Cash (Single account holder)
- 免稅儲蓄賬戶（TFSA）10
- 首次置業儲蓄賬戶 (FHSA)10
- 註冊退休儲蓄計劃（RRSP）10
- Margin（保證金）
- 國際留學生僅可開設現金賬戶 (個人)
不符合此優惠條件的賬戶：
- 任何非個人賬戶
- 註冊教育儲蓄計劃（RESP）11
- 自管鎖定退休賬戶 (LIRA)10
- 自管鎖定退休儲蓄計劃 (LRSP)12
- 退休收入基金 (RIF)10
- 終身收入基金 (LIF)10
- 註冊殘障儲蓄計劃 (RDSP)10
- TD Easy Trade'" is not eligible for this offer.
如要享受此優惠，客戶必須：
- Open a new TD Direct Investing account.
- Open a new or maintain an existing TD Student Chequing account.
- Initiate funding within 30 days of opening.
- Be the age of majority in their province or territory at time of account opening.
- 必須是加拿大的合法居民。
- 滿足以下要求。
如何滿足優惠條件：
1. Open a new TD Direct Investing account by May 4, 2026.
o This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).
2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible account(s) by May 31, 2026.
o Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
o Transfers of mutual funds or Guaranteed Investment Certificates originating from TD Canada Trust accounts are not included in the Qualifying Assets.
o Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new account. 任何美元結餘將換算為加元以確定是否符合優惠資格。
o Where a client opens multiple new accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new accounts.
3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the account will be rebated on a quarterly calendar basis during the first 12 months after the account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing account, clients must maintain a TD Student Chequing account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
其他條款及細則：
- To receive the reward, a client must keep the account in good standing until the offer payout date. Good standing requires account to not go into a debit position or into a margin call. 保證金(孖展)賬戶可存在借貸結餘。
- TD Direct Investing account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust).您可以隨時聯絡道明自管投資以變更關連。
- 道明銀行集團的員工不符合優惠資格。
- 本優惠不可轉讓。
- 優惠、回贈和折讓可能隨時變更、延長或取消，恕不另行通知。
- 此優惠不得與任何其他道明自管投資的優惠合併使用。
- 已透過任何先前促銷活動獲得獎勵或符合其資格的資產，將不計入本獎勵的有效資產。這其中也包括在過去12個月內被轉出並隨後被轉回的資產。
- TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.
- 可投資資產不包括任何限制交易，遭停牌的證券，或未能提供道明自管投資認可的獨立現值評估的非上市證券。
- Where a client transfers assets into multiple accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the accounts.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an account(s).美元餘額均將換算為加元以確定是否符合優惠資格。
- 現金獎勵可能產生稅費。客戶可諮詢其個人稅務顧問以獲取更多資訊。對於註冊計劃，現金獎勵將直接發放到計劃賬戶，不會被視為供款。
- Interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to determine if an account qualifies for the reward.
- Commission fees will be rebated to the new accounts which were charged the commission on a first in first out basis from the date the account is opened.
- Terms of Offer Payment:
- The cash reward will be paid in CAD to the eligible client's account by July 15, 2026. If Qualifying Assets are transferred to one account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.
- Terms of trading fee rebates:
- Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%.只有透過電子方式完成的自助交易才符合資格條件。請查閱我們網站的費用與定價資訊。
- TD Direct Investing applies commission rebates for eligible trades to new accounts by the last business day of each month, beginning the month after account opening. If the last day falls on a holiday, rebates are processed within the following two business days.
- Terms of Maintenance Fee rebates:
- Should a quarterly maintenance fee be applied to the account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the account opening.
7 TD Global Transfer Offer Terms & Conditions: The International Student TD Global Transfer offer is available to individuals who qualify for the International Student Banking Package and open a New Student Chequing Account. Starting the month the New Student Chequing Account is opened, Western Union® Money TransferSM fees charged to the New Student Chequing Account will be credited back to the New Student Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. Only transfers completed from the New Student Chequing Account using the following transfer methods are eligible for the offer:
(i) Western Union® Money TransferSM (西聯匯款)
Western Union®費用金額取決於匯款金額。 The New Student Chequing Account must remain open and in good standing to be eligible for this offer.
外匯和其他銀行費用仍然適用。倘若您以不同於您賬戶貨幣的貨幣匯款，您將按照我們設定的匯率從我們這裡購買另一種貨幣。費用以匯款賬戶的貨幣計算。參與轉賬的其他銀行可能會向資金接收者收取額外費用。如需了解費用詳情，請瀏覽http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp。
如要了解有關TD國際匯款的詳細資訊，請參閱：https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/。優惠可能隨時變更、撤銷或延長，除非另有規定，否則不能與任何其他優惠同享。
8 International Student Exclusive Bundle Offer :
The $50 cash offer is available to individuals qualifying for the International Student Banking Package that are the age of majority at time of account opening in their province or territory. Eligible customers can earn $50 in cash by bundling a New Student Chequing Account, New Savings Account, and an eligible new TD Credit Card, and completing the required activities within the specified timelines:
1. Open an eligible New Student Chequing Account
- Open a New Student Chequing Account between November 6, 2025 and May 4, 2026, and
2. Open an eligible New Savings Account and complete one activity
- Open a New Savings Account by May 4, 2026.
- Complete one of the following activities with the New Savings Account, with the first transaction processed within 30 days of opening the New Savings Account:
i. Set up a pre-authorized transfer service.預先授權轉賬服務的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。
ii. Set up Simply Save.
3. Open an eligible New TD Credit Card
- Apply, be approved for, and open a new TD Cash Back Visa* Card, TD Cash Back Visa Infinite* Card, TD Rewards Visa* Card, TD Platinum Travel Visa* Card, TD First Class Travel® Visa Infinite* Card, TD® Aeroplan® Visa Platinum* Credit Card, TD® Aeroplan® Visa Infinite* Card, TD® Aeroplan® Visa Infinite Privilege* Credit Card, TD Low Rate Visa* Card (a "New TD Credit Card") by June 4, 2026.
The New TD Credit Card must be kept open, active and in good standing for at least 60 days from the date of opening.
Eligibility Restrictions
本優惠不適用於：
- 截至2025年11月5日，已有TD支票賬戶 (不含美元賬戶) 的客戶；
- 曾擁有TD支票賬戶 (不含美元賬戶)，並在2024年11月6日當日或之後關閉該賬戶的客戶；
- Customers who open a New Student Chequing Account on or after November 6, 2025, but change the account to a type other than the TD Student Chequing Account before this offer is fulfilled;
- Customers who already have an existing TD Savings Account as of November 5, 2025;
- Customers who had a TD Savings Account that was closed on or after November 6, 2024;
- 曾於2023、2024、2025年享有任何由TD提供的儲蓄賬戶優惠；或
- TD員工或與TD員工開設聯名賬戶的任何客戶。
- Customers who are a Primary Cardholder of a personal TD Credit Card as of November 5, 2025.
- 過去12個月內曾啟動和/或關閉過個人TD信用卡賬戶的客戶。
履行：
- The $50 cash offer (International Student Exclusive Bundle Offer) will be deposited to the New Student Chequing Account within 12 weeks after all required conditions have been met, provided that the New Student Chequing Account, the New Savings Account, and New TD Credit Card are still open, in good standing, and all conditions continue to be met at the time of fulfillment.
其他條款及細則：
- For any New Savings Account or New Student Chequing Account that is a joint account, at least one account holder must meet the eligibility requirements.
- Maximum of one $50 cash offer (International Student Exclusive Bundle Offer) per New Savings Account and New TD Credit Card.
- Limit of one cash offer per customer.
- 我們可以隨時變更、延長或取消此現金獎勵。
如要了解有關交易的資訊以及賬戶費用的完整列表，請參閱關於我們的賬戶和相關服務。
9 Monthly Overdraft Protection Service Saving on the TD Student Chequing Account: Save $60 in 12 months with no monthly fee for the TD Monthly Plan Overdraft Protection service set up on a TD Student Chequing Account (regular $5 monthly fee for Monthly Plan Overdraft Protection)
如要了解有關交易的更多資訊以及賬戶費用和透支保障服務費用的完整清單，請參閱關於我們的賬戶和相關服務。
10 Refers to the TD Waterhouse Self-Directed Retirement Savings Plan, TD Waterhouse Tax-Free Savings Account, TD Waterhouse Self-Directed Locked-In Retirement Account, TD Waterhouse Self-Directed Retirement Income Fund, TD Waterhouse Self-Directed Life Income Fund, TD Waterhouse Registered Disability Savings Plan, and the TD Waterhouse Self-Directed First Home Savings Account.
11 指道明證券有限公司 (TD Securities Inc.) 自管教育儲蓄計劃 (RESP)
12 指受聯邦退休金法律管轄的道明宏達理財自管LRSP (鎖定退休儲蓄賬戶)。
道明自管投資、道明財富財務策劃和道明財富私人投資諮詢部均為道明銀行下屬部門道明宏達理財加拿大有限公司(TD Waterhouse Canada Inc.)的分部。
TD簡易交易是道明銀行子公司道明宏達理財加拿大有限公司下屬部門道明自管投資提供的一項服務。
TD Wealth Financial Planning Direct是道明財富財務策劃提供的一項服務，後者是道明銀行的子公司道明宏達理財加拿大有限公司(TD Waterhouse Canada Inc.)的一個附屬機構。
道明財富私人全權託管投資部代表道明宏達理財私人全權託管投資有限公司提供的產品和服務；道明宏達理財私人全權託管投資有限公司是道明銀行的子公司。
道明財富私人理財服務由道明銀行提供。
道明財富私人信託服務由The Canada Trust Company提供。
道明銀行集團 ( TD Bank Group) 是指道明銀行及旗下提供存款、投資、貸款、證券、信託、保險和其他產品或服務的相關公司。
Interac e-Transfer®為Interac Corp.的註冊商標。經許可使用。
® Aeroplan是Aeroplan Inc.的註冊商標，經許可使用。
道明銀行是TD現金回贈Visa*卡的發行機構。
Visa*是Visa International Service Association的註冊商標，經許可使用。
WESTERN UNION名稱、標誌以及由Western Union Holdings, Inc.所有的相關商標和服務標記在美國及許多海外國家註冊和/或使用，經許可使用。
® TD標誌和其他商標均為道明銀行 (The Toronto-Dominion Bank )或其附屬機構的財產。
