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加拿大國際留學生
您是居住在加拿大的國際留學生嗎?
我們知道學業是您的首要任務。從開設學生銀行賬戶到制定預算,我們為您提供一切協助。因此,您可以對自己的財務狀況安枕無憂,專注於對您來說最重要的事情。
學生銀行賬戶及信用卡禮遇
作為加拿大的國際留學生,當您透過TD理財時,您會對自己的財務狀況充滿信心。從開設學生銀行賬戶到申請信用卡和GIC,了解我們如何協助您辦理妥當。當您開設TD學生支票賬戶時,您無需支付月費,每月可進行無限次數的交易,還可獲享透支保障(需經審批),讓您更加安心。相關條款適用。想申請信用卡?如果您滿足所有TD授信準則以及其他條件,即為符合資格。
開始在加拿大建立您的信用記錄
擁有良好的信用十分重要,如果您想貸款,良好的信用可為您一路開綠燈。
協助您著手開始的資源
國際留學生經濟援助
前往一個新的國度繼續學業可能要花很多錢。選擇經濟援助是為了減輕您的經濟負擔。在加拿大,國際留學生可選擇申請獎學金和助學金等等。請向您有興趣就讀的學校及加拿大政府諮詢,以便更詳細地了解您的選擇。另一個可考慮的選擇是申請學生信用貸款,以協助您進行財務管理。
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TD小型企業理財服務
TD國際留學生理財組合優惠可能隨時變更、撤銷或延長;除另有規定外,不能與任何其他優惠同享。除非另有說明,否則所有金額均為加元。
1 符合TD國際留學生理財組合優惠條件的國際留學生(「合資格學生」)必須:
- 親臨TD分行,告知工作人員您是國際留學生,即在經過認證的加拿大大學或學院就讀的全日制高等院校學生,並持有可接受的在讀證明;
- 提供加拿大政府簽發的未過期的學生簽證 (例如移民局表格IMM1442、1208、1102);
- 對於在魁北克省就讀的學生:除上述文件外,還需提供魁北克接收函 (CAQ);
- 開戶時達到所居住省份或地區的法定成人年齡;並且
- 符合相應優惠條款及細則中列出的資格標準。
For customers that opened an account through the TD Pre-Arrival Banking Program: The timing for offer conditions that require opening a new TD Student Chequing Account will be based on the date you enroll into the TD International Student Banking Package with a TD representative in Canada (the “Enrollment Date”), and not the date the TD Student Chequing Account was opened ("New Account Open Date"). The Enrollment Date will replace New Account Open date for all offers which require opening a new TD Student Chequing Account, except for the TD New to Canada Referral Program whose date conditions will remain unaffected.
Example: Customer opens a Pre-Arrival Banking TD Student Chequing Account abroad on January 15th, 2027 ("New Account Open Date"). They arrive in Canada and visits a TD Branch on June 30th, 2027 to activate their account and enrolls into the TD International Student Banking Package ("Enrollment Date"). The customer's start date to qualify for the offers requiring a new TD Student Chequing Account will begin on June 30th, 2027.
2 Value of up to $1,055 in welcome bonuses, savings and benefits is calculated as follows:
- TD Student Chequing Account Offer3: Earn $150 in cash when you start by opening a new TD Student Chequing Account3 ("New Student Chequing Offer") AND complete any two of the following with your new TD Student Account before May 3, 2027:
1. 設定僱主或政府的週期性直接存款。
2. Send or receive one e-Transfer of at least $40.
3. 使用Visa* Debit TD易通卡進行一次網上簽賬。
4. Set-up a Pre-Authorized Transfer Service ("Service") to an eligible TD Savings Account. The first transaction for either Service should be processed within 30 days of the New Chequing Account opening.
- 學生專屬信用卡優惠5:
- # Earn up to $500 in value with a new TD® Aeroplan® Visa Platinum* Credit Card. This includes up to 20,000 Aeroplan points and a first-year Annual Fee rebate. Conditions apply#. OR
- Δ Earn $125 in Cash Back Dollars when you spend $1000+ in the first 3 months on your new TD Cash Back Visa* Card applied to your Cash Back dollar balance; after the 3 months as a one-time payout. Conditions apply.Δ
- 道明自管投資賬戶國際留學生專屬優惠6:註冊TD國際留學生理財組合並開設新的道明自管投資賬戶,即可賺取價值高達$200的獎勵。 $200的獎勵金額是根據以下各項的總價值計算:
- 高達$100的價值是根據10筆免佣金交易計算得出 (每筆最高為$9.99)。
- 首年維修費回贈最高可達$100。
- 任何符合資格的道明自管投資新客戶若為加拿大居民,且在開設新賬戶時達到所在省份或地區法定成年年齡,即可享有優惠。本優惠活動時間為2026年11月3日至2027年3月3日。請參閱下面的完整條款與細則以了解資格要求。
- TD Global Transfer Offer7: Save on TD Global Transfer fees: Eligible transfer fees charged to the New Chequing Account under the New to Canada Package will be credited back to your account for up to 12 months. This offer is an estimated value of $105 based on seven Western Union® Money TransfersSM using TD Global Transfer at a fee of up to $15 per transfer.您必須達到優惠說明中規定的資格條件。轉賬費用金額是動態的,可能會發生變化。外幣匯率仍然適用。參與轉賬的其他第三方可能會向資金接收者收取額外費用。 Available transfer methods may change without notice.
- Student Exclusive Bundle Offer 8: Earn $100 in cash when a New Student Chequing Account customer (as defined in the TD Student Chequing Account Offer) opens a new TD Every Day Savings Account, TD GrowthTM Savings Account, or TD ePremium Savings Account (each a "New Savings Account") AND applies, is approved for, and opens a new TD Credit Card in accordance with the Student Exclusive Bundle Offer below8.
- 學生可享的其他福利4:TD儲蓄賬戶優惠 - 在新開設的合資格TD儲蓄賬戶中,對於不超過$1,000,000.00的賬戶結餘,在90天內享有額外4%的利息。
3 TD Student Chequing Account Offer: Eligible Students can obtain $150 cash (the "Chequing Offer") by opening a new TD Student Chequing Account between November 3, 2026 and March 3, 2027 (the “New Account”) and completing any two of the following with the New Account:
Earn $150 by completing any two of the following activities by May 3, 2027:
i. 設定並接收來自您的僱主或政府的週期性直接存款。直接存款的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。所設立的週期性直接存款是否適用於本優惠,須經我們批准。
ii. 完成一次金額至少為$40的e-Transfer匯款或收款。
iii. 使用帶有Visa* Debit標記的TD易通卡進行一次網上簽賬。
iv. Set up a recurring Pre-authorized Transfer Service ("Service") from the New Student Chequing Account to a TD Every Day Savings Account or TD ePremium Savings Account.週期性預先授權轉賬可以是每日、每週、每兩週或每月一次。新支票賬戶開設後,任一項服務的首筆交易應在30天內處理完畢。
Regular transaction fees may apply, see About Our Accounts and Related Services for more information.
資格限制:
以下客戶不可享有支票優惠:
- 截至2026年11月3日,已有TD支票賬戶 (不含美元賬戶) 的客戶;
- Customers who already have a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 3, 2025;
- 在2024至2026年獲得過任何TD支票賬戶優惠的客戶;
- 與未達到所在省或地區法定成年年齡的青少年或未成年人共同持有聯名賬戶的客戶;或
- TD員工,或與TD員工共同持有聯名賬戶的客戶。
對於新開設的聯名賬戶,必須至少有一位新賬戶持有人滿足資格要求。
履行:
滿足所有條件後,支票賬戶優惠將在12週內存入新賬戶,前提是該新賬戶必須仍保持開通、信用良好且依然滿足所有條件。每位客戶每個新賬戶限享一次支票賬戶優惠。
4 TD學生儲蓄賬戶優惠 - 獲享90天4%獎勵利率:
合資格學生開設新的合資格TD儲蓄賬戶後,可就賬戶中最高$1,000,000.00的存款結餘,在90天內享有額外4%獎勵利率 (簡稱「TD學生儲蓄賬戶優惠」)。若要達到資格要求,您必須:
1. 開設新的學生支票賬戶
Open a New Student Chequing Account between November 3, 2026 and March 3, 2027, and
2. 開設新的儲蓄賬戶
Open a new TD Every Day Savings Account, TD Growth Savings Account or TD ePremium Savings Account (each a "New Savings Account") by March 3, 2027; and
3. 存入資金,以在90天內獲得額外4%的利息
除了指定TD儲蓄賬戶目前適用的公佈利率外,該賬戶中上限為$1,000,000.00的結餘可在90天內額外獲享4%年利率的獎勵儲蓄利率。新儲蓄賬戶開設後最遲15個工作天內將開始套用獎勵儲蓄利率,並自套用日起持續90天 (下稱「優惠期」)。
- 只有存入新儲蓄賬戶的資金方可享受獎勵儲蓄利率。
- 獎勵儲蓄利率為年利率。利息以每日日終結餘為基礎逐日計算,並按月發放。
- 優惠期結束後,賬戶將僅以公告利率計算利息。
- 如要了解最新公佈利率、利息計算方法及每日日終結餘的相關說明,請參閱關於我們的利息計算。
資格限制
TD學生儲蓄賬戶優惠不適用於:
- 截至2026年11月2日,已有TD支票賬戶 (不含美元賬戶) 的客戶;
- 曾擁有TD支票賬戶 (不含美元賬戶),並在2025年11月3日當天或之後關閉該賬戶的客戶;
- Customers who open a New Student Chequing Account or TD Savings Account on or after November 3, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one that opened initially before this offer is fulfilled;
- 2026年11月2日前已擁有TD儲蓄賬戶的客戶;
- 曾擁有TD儲蓄賬戶並在2025年11月3日當日或之後關閉此賬戶的客戶;
- Customers who received any TD Savings Account offer from TD in 2024, 2025, 2026; except the 2026 TD Student Savings Account Offer; or
- TD員工或與TD員工開設聯名賬戶的任何客戶。
- 對於新開設的聯名儲蓄賬戶,必須至少有一位新儲蓄賬戶持有人滿足資格要求。
履行:
- 在為期90天的優惠期間,獎勵儲蓄利率與公告利率將按月分別存入新儲蓄賬戶;但須在優惠兌現時,新支票賬戶及新儲蓄賬戶均保持開通、信用良好,並持續滿足所有相關條件。獎勵儲蓄利息可能涉及相應的稅務事項。客戶應諮詢其個人稅務顧問以了解更多資訊。
如要了解有關交易的資訊以及賬戶費用的完整列表,請參閱關於我們的賬戶和相關服務。
5 TD信用卡學生優惠條款及細則:
# TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer:
# Earn up to $500 in value with a new TD® Aeroplan® Visa Platinum* Credit Card. This includes up to 20,000 Aeroplan points and a first-year Annual Fee rebate. Conditions apply. Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card.
- Earn an additional 10,000 Aeroplan points when you spend $1,500 within 90 days of Account opening.
- Get an Annual Fee rebate for the first year.
如要獲得主要持卡人首年年費回贈,您必須在開戶後3個月內啟用您的信用卡,並透過賬戶進行首次簽賬。若要獲得附屬卡用戶首年年費回贈,您必須在優惠有效期內新增附屬卡用戶。
優惠可能隨時變更、撤銷或延長;除另有規定外,不能與任何其他優惠同享。
Terms & Conditions:
除非另有說明,利率、費用和優惠自2026年3月2日起生效,並可能隨時變動。
自2026年3月2日起生效。 To be eligible for this offer, you must: (i) be approved for a TD® Aeroplan® Visa Platinum Card account (“Account”) while this offer is in effect, and (ii) not have opened any TD-Aeroplan Visa Card account (e.g., Platinum, Infinite, Infinite Privilege or Business] in the last 12 months. Even if you satisfy the above eligibility conditions and TD approves your application for an Account, the award and issuance of any Aeroplan points pursuant to this offer is subject to the Aeroplan program general Terms and Conditions located at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html#/, which provide that incentive or bonus Aeroplan points offered (including, for example, the Welcome Bonus, Additional Bonus and Anniversary Bonus described in this offer) to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Subject to the above conditions, under this offer you are eligible to receive: (a)(I) 10,000 bonus Aeroplan points ("Welcome Bonus") after the first eligible purchase is made on the Account; (II) an additional 10,000 bonus Aeroplan points ("Additional Bonus"), if $1,500 in net purchases (including the first purchase, less any returns and credits) is made on the Account within 90 days of Account opening and (b) an annual fee rebate only for the first year of the Account for the primary cardholder and up to 3 additional cardholders (each, a "First Year Rebate") that will only be received if the Account is in good standing at the time the rebate is to be applied and: (I) the primary cardholder of the Account activates their credit card and the first eligible purchase is made on the Account within the first 3 months after Account opening; and (II) provided the primary cardholder conditions in (b)(I) are met, the additional cardholder(s) is/are added to the Account within 3 months of Account opening.對應的首年回贈將由TD在首個收取年費的月結單日起的2個月結單週期內退至賬戶。
TD亦保留下列權利:(i) 限制個人開設信用卡賬戶的數量;(ii) 隨時終止、撤回或暫停 (全部或部分) 本優惠,或以任何方式對本優惠進行修改。除非另有說明,否則本優惠不可與其他優惠同時使用。 The Account must be in good standing at the time the Welcome Bonus and Additional Bonus are issued by Aeroplan. Please allow up to 8 weeks after the conditions for each element of this offer are fulfilled for the Welcome Bonus and Additional Bonus to be issued by Aeroplan and credited to the Aeroplan member account linked to the Account, which must belong to the primary cardholder. Closing the Account or transferring to another TD credit card account may result in forfeiture of any points not yet awarded under this offer.
優惠自2026年3月2日起生效。價值高達$500的獎勵可在賬戶開通首年賺取,並且基於以下各項的總價值:
- $124:第一年主要持卡人 ($89) 和一位附屬卡用户 ($35) 年費回贈;
- $400:滿足下列要求可賺取20,000點Aeroplan積分:
- 首次使用您的信用卡簽賬可賺取10,000點Aeroplan積分的迎新獎勵
- 開戶後90日内簽賬滿$1,500可額外賺取10,000點Aeroplan積分的獎勵
Value is based on the majority of current Aeroplan Cardholders receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025 Redemption calculation is based on actual flight redemptions made by Cardholders between the period of Nov 8, 2020 – Sept 1, 2025.
The Welcome Bonus and Additional Bonus described in this offer are subject to the Aeroplan program general Terms and Conditions located at aircanada.com/Aeroplan-termsandconditions, which provide that incentive or bonus Aeroplan points offered to become an Aeroplan credit cardholder and/or to activate, use or hold a new Aeroplan credit card may not be issued and may be revoked in certain circumstances including, but not limited to, if you have previously received welcome or other incentive Aeroplan points in connection with the opening, activation, use or holding of a new Aeroplan credit card account with TD or another issuer of the same card category type as the Account.
Aeroplan積分沒有現金價值,但可以根據Aeroplan計劃兌換航班機票和其他獎勵。使用Aeroplan積分所獲得獎勵的零售價值將取決於一系列因素,包括發放的獎勵類型,詳情請見https://www.aircanada.com/ca/en/aco/home/aeroplan.html。Aeroplan積分只能根據Aeroplan計劃的一般條款及細則進行兌換。Aeroplan計劃的完整條款及細則請見:https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html。所有優惠都取決於滿足優惠條款及細則中列出的標準。
Your points will not expire provided that you are the Primary Cardholder of a TD Aeroplan Credit Card and your Aeroplan account is in Good Standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions).如需了解更多關於Aeroplan積分過期政策的詳細資訊,請瀏覽aircanada.com/aeroplan-inactivitypolicy。
Δ TD Cash Back Visa* Card offer Terms & Conditions:
除非另有說明,信用卡年利率、費用和功能自2026年11月3日開始生效,並有可能隨時變動。
在優惠期間以及現金回贈獎金入賬時,請確保您的賬戶保持開通、活躍,且信用良好。如要透過TD現金回贈Visa*卡賺取$125現金回贈獎金,您必須在開設賬戶後90天內 (「前3個月」) 透過您的賬戶簽賬$1000 。您可以兌換現金回贈獎金支付賬戶結餘。
優惠可能隨時變更、撤銷(魁北克除外)或延長,除非另有規定,否則不能與任何其他優惠同享。滿足優惠條件後,道明就會在8週內現金回贈獎金記入賬戶。此優惠不適用於以下客戶:(1) 在優惠期間前已激活TD現金回贈Visa*信用卡賬戶的客戶,(2) 將其現有的TD信用卡轉為TD現金回贈Visa*信用卡賬戶的客戶,或(3) 在過去12個月內註銷過任何TD信用卡的客戶。 Any Cash Back Dollars received under this Offer may be reversed after it has been applied if the qualifying purchases are cancelled and/or refunded to the Account.
我們保留對任何人開設賬戶的數目以及向其發放現金回贈獎金的次數實施限制的權利。 Closing your Account or transferring to another TD Credit Card may result in forfeiture of any Cash Back Dollars or not yet awarded.
以上優惠僅適用於以下人士:(1)報名就讀加拿大或其他地區的認可大學或學院的高等院校全日制學生,(2)屬加拿大居民,(3)並無持有現有TD信用卡賬戶,並(4)在申請TD現金回贈Visa*卡時將「學生」列為申請者的職業。
請參閱您的披露聲明和持卡人協議,以獲取更多年利率相關的詳細資訊,包括我們如何收取利息以及如何清還消費。
For Residents of Quebec Only
主要持卡人仍要承擔賬戶的所有費用,包括任何附屬卡用戶產生的費用。賬戶最多可新增3張附屬卡。
(i) 年費:在您首次使用信用卡後的第一份銀行賬戶結單中收取,並在之後每年的同一月份收取。
(ii) 賬單週期/賬戶結單期間:可從月內的任何一個日曆天開始,長度不固定,但一般約為一個月。
(iii) 寬限期:如果您在還款到期日之前全額支付當前賬戶結單上的欠款,您可以享受至少21天的免息寬限期。信用卡提現(包括結餘轉賬、類似現金交易和TD Visa支票)無免息寬限期。
(iv) 最低還款額:最低還款額以新結餘的5%或$10兩者中較高者為準,外加所有逾期欠款金額和任何超過您信用限額的金額。如果新結餘低於$10,最低還款額便等於新結餘。
(v) 利息費用實例
30天賬單週期的利息費用實例 | ||||
年利率 | 平均每日結餘 | |||
$100 | $200 | $1,000 | ||
購物簽賬 | 21.99% | $1.81 | $3.61 | $18.07 |
信用卡提現 | 21.99% | $1.81 | $3.61 | $18.07 |
簽賬購物 - 預設利率 | 26.99% | $2.22 | $4.44 | $22.18 |
信用卡提現 - 預設利率 | 27.99% | $2.30 | $4.60 | $23.01 |
^ 請參閱《TD現金回贈Visa*卡持卡人協議》或《TD獎勵Visa*卡持卡人協議》中的「TD現金回贈計劃條款與條件」或「TD獎勵Visa*卡計劃條款與條件」部分,該協議可在www.tdcanadatrust.com/products-services/banking/credit-cards/agreements.jsp獲取。
6 TD Direct Investing Account International Student Exclusive Offer Terms and Conditions: Students who are New TD Direct Investing clients can earn up to 10 free trades (up to $9.99 per trade) and have quarterly fees rebated for the first year (up to $25 per calendar quarter).本優惠適用於加拿大居民,申請人必須達到所在省份的法定成年人年齡,且申請時年齡不超過25歲。
本優惠活動時間為2026年11月3日至2027年3月3日。請參閱下面的完整條款與細則以了解資格要求。
如何滿足優惠條件:
- 必須註冊TD國際留學生理財組合。 Confirm enrollment by visiting a TD Canada Trust branch or by calling EasyLine at 1-800-387-2828.
- Must be a new TD Direct Investing client when opening a NEW TD Direct Investing account ("New Account") by March 3, 2027.
- 必須達到其所在省份或地區的法定成年年齡,且在申請賬戶時年齡不超過25歲。
- 必須為加拿大合法居民。
可享有本優惠的合資格賬戶:
- 現金(個人或聯名賬戶)
不符合優惠資格的賬戶:
- 其他所有道明自管投資賬戶類型均不符合本優惠資格。
- TD簡易交易賬戶
免費交易詳情:
- 10筆免佣金交易適用於賬戶開設後的最初十二個月。
- 加拿大交易佣金將以每筆最高$9.99加元回贈;以美元計價的交易佣金將以美元回贈,每筆最高$9.99美元。
- 回贈僅適用於自助網上整股或碎股交易;透過投資代表進行的電話交易不適用。佣金回贈適用於產生佣金費用的加拿大及美國股票、ETF及期權交易。在期權交易中,僅劃一交易收費可享回贈;按每份合約收取的費用仍需支付。固定收入產品、互惠基金、非美國/加拿大市場的交易,以及新發行產品均不在本優惠範圍內。
- 自賬戶開立後次月起,道明自管投資將在每月最後一個工作日時將合資格交易的傭金回贈至新賬戶。如遇最後一天為假期,回贈將在其後的兩個工作天內完成處理。
維護費用回贈詳情:
- 如果賬戶被收取季度維護費,在開戶後首年期間,該費用將以日曆季度回贈,每季度回贈金額上限為$25。
其他條款及細則:
- 本優惠不可與任何其他促銷同享,除非相關優惠條款中另有明確說明。
- 道明銀行集團的員工不符合優惠資格。
- 本優惠可能隨時會變更、延長或取消,恕不另行通知。
- 如果道明自管投資認定您違反了上述條款,則保留拒絕提供此優惠活動中的任何獎勵和禮遇的權利。
- 本優惠不可轉讓。
7 TD Global TransferTM Offer Terms & Conditions: The International Student TD Global Transfer offer is available to individuals who qualify for the International Student Banking Package and open a New Student Chequing Account. Starting the month the New Student Chequing Account is opened, TD Global Transfer fees charged to the New Student Chequing Account will be credited back to the New Student Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction, up to a 12-month period. For Western Union® Money TransferSM , the Western Union® fee amount is dynamic and will vary depending on the amount being sent, the recipient country and currency of the account funding the transaction.要符合此優惠資格,新學生支票賬戶必須持續保持開通並維持信用良好。 Available transfer methods may change without notice.
外匯和其他第三方費用仍然適用。倘若您以不同於您賬戶貨幣的貨幣匯款,您將按照我們設定的匯率從我們這裡購買另一種貨幣。費用以匯款賬戶的貨幣計算。參與轉賬的其他銀行可能會向資金接收者收取額外費用。如需了解費用詳情,請瀏覽http://www.tdcanadatrust.com/products-services/banking/accounts/fees.jsp。
如要了解有關TD國際匯款的詳細資訊,請參閱:https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/。優惠可能隨時變更、撤銷或延長,除非另有規定,否則不能與任何其他優惠同享。
8 學生專屬組合優惠:
合資格學生透過組合開設新的TD學生支票賬戶、新的TD儲蓄賬戶以及合資格的新TD信用卡,並在90天內保持所有賬戶處於開通且有效狀態,同時在規定期限內完成所要求的活動,即可獲得$100現金獎勵 (以下簡稱「組合優惠」)。
1. 開設一個符合資格的新生支票賬戶
- Open a New Student Chequing Account between November 3, 2026 and March 3, 2027, and
2. 開設合資格的新儲蓄賬戶並完成一項操作。
- Open a New Savings Account by March 3, 2027.
- Set up a pre-authorized transfer service with the New Savings Account.預先授權轉賬服務的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。 The first transaction must be processed within 30 days of opening the New Savings Account.
3. 開設合資格的新TD信用卡
- Apply, be approved for, and open a new TD Cash Back Visa* Card or a TD® Aeroplan® Visa Platinum Credit Card (a "New TD Credit Card") by March 3, 2027.
- 新TD信用卡必須在開戶後至少90天內保持開通、活躍且信用良好。
可能收取常規交易費用,請參閱「關於我們的賬戶和相關服務」了解更多資訊。
資格限制
組合優惠不適用於:
- 截至2026年11月2日,已有TD支票賬戶 (不含美元賬戶) 的客戶;
- Customers who had a TD Chequing Account (other than a U.S. Dollar Account) that was closed on or after November 3 2025;
- Customers who open a New Student Chequing Account or a New TD Savings Account on or after November 3, 2026, but change the account to a type other than the TD Student Chequing Account or a different TD Savings account than the one opened initially before this offer is fulfilled;
- 在2026年11月2日之前已持有TD儲蓄賬戶的客戶;
- 曾擁有TD儲蓄賬戶並在2025年11月3日當日或之後關閉此賬戶的客戶;
- 在2024年至2026年期間曾從TD獲得過任何儲蓄賬戶優惠的客戶,但2027年TD學生儲蓄賬戶優惠除外;
- 在2024年至2026年期間曾從TD獲得過任何支票賬戶優惠的客戶,但2027年TD學生儲蓄賬戶優惠除外;
- TD員工或與TD員工開設聯名賬戶的任何客戶。
- 2026年11月2日前為個人TD信用卡主要持卡人的客戶。
- 過去6個月內曾啟動和/或關閉過個人TD信用卡賬戶的客戶。
若新儲蓄賬戶或新學生支票賬戶為聯名賬戶,則至少須有一位賬戶持有人符合相關資格要求。
履行:
組合優惠將在所有要求條件滿足後的12週內存入新TD學生支票賬戶,前提是:在優惠兌現時,新TD 學生支票賬戶、新TD儲蓄賬戶以及新TD信用卡仍處於開通狀態、賬戶狀況良好,且所有優惠條件仍持續滿足。每位顧客僅可享有一次組合優惠。
免費獲得Uber One for Students會員,並享有Uber One for Students 20%折扣優惠
∞ 相關條款及細則適用。請瀏覽Uber網站,查看完整的條款及細則。
指道明宏達理財自管退休儲蓄計劃、道明宏達理財免稅儲蓄賬戶、道明宏達理財自管鎖定退休賬戶、道明宏達理財自管退休收入基金、道明宏達理財自管終身收入基金、道明宏達理財註冊殘障儲蓄計劃和道明宏達理財自管首次購房儲蓄賬戶。
道明自管投資、道明財富財務策劃和道明財富私人投資諮詢部均為道明銀行下屬部門道明宏達理財加拿大有限公司(TD Waterhouse Canada Inc.)的分部。
TD簡易交易是道明銀行子公司道明宏達理財加拿大有限公司下屬部門道明自管投資提供的一項服務。
道明財富私人理財服務由道明銀行提供。
道明財富私人信託服務由The Canada Trust Company提供。
道明銀行集團 ( TD Bank Group) 是指道明銀行及旗下提供存款、投資、貸款、證券、信託、保險和其他產品或服務的相關公司。
Interac e-Transfer®為Interac Corp.的註冊商標。經許可使用。
® Aeroplan是Aeroplan Inc.的註冊商標,經許可使用。
道明銀行是TD現金回贈Visa*卡的發行機構。
Visa*是Visa International Service Association的註冊商標,經許可使用。
WESTERN UNION名稱、標誌以及由Western Union Holdings, Inc.所有的相關商標和服務標記在美國及許多海外國家註冊和/或使用,經許可使用。
® TD標誌和其他商標均為道明銀行 (The Toronto-Dominion Bank )或其附屬機構的財產。
