Calculating the $400 Cash Offer
§Up to $400 in value is calculated as follows: Offer 1) $300 Cash + Offer 2) $50 Cash + Offer 3) $50 Cash = $400 total cash value.
Offer 1) Earn $300 Cash upon opening a new TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and complete the qualifying criteria in accordance with Offer 1 below.
Offer 2) Earn $50 Cash when a New Chequing Account customer (Defined as the new to bank Chequing Customer in Offer 1) opens a new TD ePremium Savings Account or TD Every Day Savings Account by May 31, 2023, and meets the qualifying criteria as set out in accordance with Offer 2 below.
Offer 3) Earn $50 Cash when a New Chequing Account customer applies, is approved and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and meets the qualifying criteria in accordance with Offer 3 below.
Offer 1: Chequing $300 Cash T&Cs
† The $300 cash offer is available to Canadian residents that do not have an existing TD Chequing account, that are the age of majority at time of account opening in their province or territory who:
- Open a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan between February 1, 2023, and May 31, 2023, and
- 通過新支票賬戶完成下列任何兩項操作：
- I. Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before July 26, 2023. 直接存款的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。
- II. Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before July 26, 2023.
- III. Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before July 26, 2023.預先授權扣賬款的頻率必須為每週一次、每兩週一次、每月一次或每月兩次。
所設立的週期性直接存款是否適用於本優惠，須經我們批准。
The following are not eligible for the $300 Cash offer:
- Customers who already have a TD Chequing account that was closed on or after February 1, 2022; or
- Customers who received any Chequing account offer from TD in 2020, 2021, 2022; or
- TD員工或與TD員工共同擁有聯名賬戶的任何TD客戶。
對於任何新的聯名支票賬戶，新支票賬戶的至少一名賬戶持有人必須達到資格要求。每名客戶及每個新支票賬戶限獲一次$300的現金優惠。
The $300 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot have been waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.
我們可以隨時更改、延長或取消$300現金優惠。此項優惠不能與同一產品的其他優惠或任何折扣同享，加拿大新移民理財組合除外。除非另有說明，否則所有金額均為加元。其他條款可能適用。
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
Offer 2: Savings $50 Cash T&Cs
◊ The $50 Savings account cash offer is available to Canadian residents that are the age of majority at the time of the New Savings Account opening in their province or territory. To earn the $50 cash offer, a New eligible TD Chequing account customer must:
- Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, and
- Open a new TD ePremium Savings Account or TD Every Day Savings Account (the New Savings Account) by May 31, 2023, and
- 通過新儲蓄賬戶完成下列操作之一：
- 開通預先授權轉賬服務，並且首筆交易在2023年7月26日前處理。 The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly, or twice per month.
- 開通易儲蓄，並在2023年7月26日前完成首次交易。
The following are not eligible for the $50 Savings account cash offer:
- Customers who already have a TD Savings account as of January 31, 2023, or
- Customers who had a TD Savings account that was closed on or after February 1, 2022, or
- TD員工或與TD員工共同擁有聯名賬戶的任何TD客戶。
The $50 cash will be deposited into the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account and New Savings Account are still open, in good standing, with all conditions continuing to be met.對於新開設的聯名儲蓄賬戶，必須至少有一位新儲蓄賬戶持有人滿足資格要求。 Limit of one $50 cash offer per customer per New Savings Account. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
Offer 3: Overdraft Protection Service (ODP) $50 Cash T&Cs
∞The $50 cash offer for Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (ODP) is available to Canadian residents that are the age of majority in their province or territory at the time of the approval of the ODP. To earn the $50 cash offer, a New Chequing Account customer must:
- Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between February 1, 2023, and May 31, 2023, in accordance to Offer 1, and
- Apply, be approved, and add Overdraft Protection service (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by May 31, 2023, and
- Keep the new Overdraft Protection service, active and in good standing for 30 days after approval.
- 本優惠不適用於：
- Customers who already have a TD Chequing Account with Overdraft Protection service in place on January 31, 2023, or
- TD員工或與TD員工共同擁有聯名賬戶的任何TD客戶。
The $50 cash will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, and the Overdraft Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 cash offer per customer per New Chequing Account with Overdraft Protection.對於任何屬於聯名賬戶的新支票賬戶，新支票賬戶的所有賬戶持有人都必須符合ODP資格要求。每個賬戶持有人都必須達到居住省份的法定成人年齡方可申請ODP，並且需要通過信用審批。
TD無限交易支票賬戶和TD全面理財服務計劃的月度計劃透支保障服務費為每月$5。按次收費透支保障費用為每次合資格的透支交易$5.00（每日上限為$5.00，不限透支交易的次數）。透支金額需支付21%的年利率。 ODP fees and interest rate are current as of May 24, 2022, unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
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