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支票賬戶
什麼是支票賬戶？
支票賬戶是您可以擁有的最基本的交易賬戶。它是一種您可以每天使用的賬戶。 You can use your chequing account to conduct the following transactions: Deposits (cash and cheques), withdraw money (at ATMs, bank tellers, etc.), one-time purchases (groceries, gas, etc), one-time or pre-authorized payments, transfers (between accounts of the same institution), Interac e-Transfer® transactions Your funds in this account can be easily accessed at an ATM, online, mobile or in a branch.
常見問答
支票賬戶
To close your TD chequing account, simply visit the TD branch closest to you or call TD Easyline at 1-888-663-3279. 某些條款可能適用。
Chequing accounts are usually used for day-to-day banking needs while savings accounts can help you achieve your savings goals.
Depending on the chequing account type you open, your new chequing account may include free cheques. To view which accounts waive specified cheque fees, please visit the TD Public Site – Personal Bank Accounts page to view account features.
Yes, the Minimum Chequing Account has no monthly fee for seniors 60 years or older collecting Guaranteed Income Supplement and/or beneficiary of a Registered Disability Savings Plan. Conditions apply. The TD Student Chequing Account has no monthly fee with unlimited transactions per month for Students and Youth. Conditions apply.
Yes, you can earn interest on the TD Student Chequing Account and U.S. Daily Interest Chequing Account.
Yes. All TD chequing accounts come with a debit card. You can also add your debit card to your digital wallet. Certain chequing accounts also allow you to make unlimited transactions with your debit card.
Although TD does not require you to open a separate account, it is recommended that you should not use the same chequing account for both personal and business expenses.
Understanding how often you’ll use your chequing account and for what will help determine the type of account and services you need. Some of our chequing accounts will waive the monthly fee if you keep the minimum balance at the end of each day of the month5.
No, however maintaining a minimum balance will waive monthly account fees for the following plans: TD All Inclusive Banking Plan, TD Unlimited Chequing Account and TD Everyday Banking Account.
A chequing account is a spending account that you can use every day to pay bills or for day-to-day purchases. 詳細了解支票賬戶的不同用途。
我們的大多數賬戶可在5分鐘內完成在線開戶。請確保您擁有有效的電郵地址、雇主資料和有效的身份證件（有效的護照或加拿大駕照）以驗證您的身份。
您可能面對的其他問題
TD非常重視您的銀行賬戶安全和私隱。 You can learn more about Your TD Online and Mobile Security Guarantee.
以下是一些可確保您支票賬戶安全的理財安全提示：
- 註冊雙重驗證
- 請勿透露您的用戶名/密碼
- 定期監控您的賬戶是否有未經授權的交易
如果您的賬戶丟失、被盜、被濫用或洩露，請立即聯絡我們。
直接存款使您可以將雇主和政府付款直接存入您的賬戶。 It’s convenient, reliable, and secure. Learn more about direct deposit and its benefits
TD理財服務的優點
了解有關支票賬戶的更多資料
比較賬戶
比較賬戶
