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TD保障計劃

什麼是TD貸款保障？

Help prepare for challenges that could impact your ability to pay back your TD loan. TD Loan Protection is optional insurance offering Loan Life Insurance and Loan Disability Insurance, both of which can pay towards the outstanding balance of your loan in the event of a covered accidental dismemberment, total disability, or death1.

Highlights and benefits of TD Loan Protection

  • Tax-free Payments

    Tax-free lump sum or monthly payment is paid towards your outstanding loan balance for approved claims2.

  • 30-Day review period

    This plan includes a review period of 30 days for you to examine your certificate of insurance. If you are not completely satisfied, you can cancel your coverage within this period, and you will receive a refund for any premiums paid. If you cancel any time after this period, any unearned premium will be refunded.

  • Discounts available

    A 15% multi-insured discount applies if more than one person is insured for the same coverage on the same loan.

了解道明貸款保障

貸款人壽保險

Loan Disability Insurance (available only with Loan Life Insurance) 

保險概述

Loan Life Insurance can pay up to $250,0002 toward your outstanding TD loan balance, should you pass away or experience a covered accidental dismemberment1.

Can pay up to $2,0002 towards your monthly TD loan payments, for a maximum of 60 months, if you become totally disabled1.

Eligibility to apply

You can apply if you are:

  • a TD personal loan customer or guarantor,;
  • a Canadian resident1,;
  • 18 to 69 years old,;
  • have not applied for or received disability benefits in the past  30 days,;
  • are applying for coverage within 90 days of the loan funding date,; and
  • have a loan amortization period of 20 years or less.

You can apply if you are:

  • a TD personal loan customer or guarantor,;
  • a Canadian resident1,;
  • 18 to 69 years old,;
  • have not applied for or received disability benefits in the past 30 days,;
  • are applying or enrolled for Loan Life Insurance,;
  • are applying for coverage within 90 days of the loan funding date ,; and
  • have a loan amortization period of 20 years or less.

Factors used to calculate premium
  • Age when you apply for coverage.  
  • Loan amount when you apply for coverage.
  • Age when you apply for coverage. 
  • Loan amount when you apply for coverage.
  • Amortization period of your loan.

For complete terms and conditions, including eligibility requirements, benefits, features, limitations, and exclusions, refer to the Certificate of Insurance.

TD保障計劃評估工具

With the TD Protection Plans Assessment Tool, answer a few questions to help you choose the coverage that best suits your needs.

體驗我們的評估工具

TD貸款保障常見問答

透過這些常見問答了解更多要點。

TD Protection Plans Claims 

如果您需要理賠，我們隨時為您提供全程指導。

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TD Protection Plans Tips and Information

申請方式

  • 預約致電時間

    準備與我們討論TD貸款保障，並了解我們的保險方案如何滿足您的需求？

    預約致電時間

  • 致電我們

    星期一至星期五：東部時間上午8時至下午8時

    1-888-983-7070 1-888-983-7070

  • 預約會面時間

    歡迎前往就近分行與我們的理財顧問會面。

    立即預約

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