TD Cash Back Visa Infinite* Card

Home / Canadian Credit Cards / TD Cash Back credit card / TD Cash Back Visa Infinite* Card

Your region is currently set to

Earn up to $600 in value^CBI-QC-ARR, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500¹¹¹^,⁶. Conditions apply.

Annual Fee¹ $139
Interest: Purchases 21.99%
Interest: Cash Advances 21.99%
Additional Cardholder ¹ $50

Eligibility Requirements:

$60,000 personal or $100,000 household annual income
You are a Canadian resident and are of the age of majority in your province/territory of residence.

Don't meet the income requirement? Choose the TD Cash Back Visa* Card instead.

Special Offer

Earn up to $600 in value ^{^}, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500 ²^,^#. Conditions apply. Effective as of April 30, 2025.

Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been made²^,^#.
24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost¹⁸.
Get an annual fee rebate for the first year ².

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while this offer is in effect.

At a Glance

Earn Cash Back Dollars on every eligible Purchase.
Emergency Road Services with Deluxe TD Auto Club Membership¹⁸.
Complimentary Visa Infinite* Concierge service⁸ available 24/7.
Mobile Device Insurance¹⁷.

Award Winning TD Credit Card

Chosen Top Cash Back Credit Card by readers of Rewards Canada in 2024^#1

It's easy to earn and redeem Cash Back Dollars

Earn 3% Cash Back

Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases³^,^#.
Earn 3% Cash Back

Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases³^,^#.
Earn 1% Cash Back

Earn 1% in Cash Back Dollars on all other Purchases ⁵^,^#.
Redeem any time

Redeem your Cash Back Dollars to help pay down your Accounts balance whenever you please – the choice is yours ⁶!

How many Cash Back Dollars could I get in the first year?

Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases ³

Monthly Spend

All Other Purchases

Monthly Spend

Based on a monthly spend of $12,500, you could earn approximately:

in Cash Back Dollars in your first year (including a 10% Welcome Bonus^†).

†This calculator is for illustration purposes only and rewards (points or Cash Back Dollars) displayed are only estimates. The actual rewards earned may differ from customer to customer. All reward programs, offers and benefits are subject to terms and conditions and may be modified, canceled, or withdrawn at any time.

Earn more at Starbucks

Link your eligible Card to earn 50% more Stars at participating Starbucks stores. Conditions apply.

Learn more

More Card Benefits and Features

Complimentary Visa Infinite* Concierge⁸: On call, 24 hours a day, seven days a week, to help you get the most from life whenever you travel, shop and use your Card.
Visa Infinite* Luxury Hotel Collection⁹: Receive exclusive benefits when you book your stay through the collection featuring over 900 of the world’s most intriguing properties.

Visa Infinite* Food and Wine Experiences⁹: Enjoy exclusive access to gourmet events at some of Canada’s top restaurants. Plus, receive premium benefits at participating wineries in British Columbia and Ontario.
Visa Infinite Troon Golf⁹: Receive elevated Troon Rewards® Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

Free Deluxe TD Auto Club Membership ¹⁸ - Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
Save with Avis Rent A Car and Budget Rent A Car - Use your Canadian TD Credit Card to save a minimum of 10% off the lowest available base rates ¹⁰, ¹¹ in Canada and the U.S., and a minimum of 5% off the lowest available base rates ¹⁰, ¹¹ internationally, on qualifying car rentals at participating Avis and Budget locations.

Auto Rental Collision/Loss Damage Insurance¹² - Use your Canadian TD Credit Card to charge the full cost of a car rental to get the Collision/Loss Damage coverage at no additional cost.

Travel Medical Insurance ⁷ - Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
Delayed and Lost Baggage Insurance ¹³ - Up to $1,000 overall coverage per insured person toward the Purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.

Emergency Travel Assistance Services ¹⁴ - Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Top-up or Extension of coverage ²²
You can purchase extra days of travel medical coverage for a specific trip if you will be away for a longer period of time than what your TD Credit Card covers. Learn more and get a quote.
Check your TD credit card travel insurance benefits - Learn about what travel insurance benefits are available on your TD credit card with our Credit Card Travel Insurance Verification Tool.

Review the Benefit Coverages Guide and Product Summaries (For Quebec Residents Only) for more details about insurance coverages.

Use Apple Pay, Google Pay or Samsung Pay wherever contactless payments are accepted - These Digital Wallets are accepted in a growing number of shops, restaurants, and other retailers, making it convenient and easy to use for everyday business payments with just a tap of your device ²⁰.

Visa Zero Liability - Shop online and in person securely with Visa Zero Liability and be protected in the event that unauthorized transactions are made on your Card. See your Cardholder Agreement for complete information on unauthorized transactions and your responsibilities including your responsibility to protect your PIN.
Chip & PIN technology - TD Visa* Cards with Chip and PIN technology provide an added level of security through the use of a Personal Identification Number (PIN).
Purchase Security and Extended Warranty Protection ¹⁵ - You automatically have access to Purchase Security and Extended Warranty Protection, which includes coverage for most eligible new items you’ve purchased with your Card, should they be stolen or damaged within 90 days of Purchase.
Mobile Device Insurance¹⁷Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
Visa Secure*
Visa Secure provides you with increased security and convenience when you shop online.

Instant Alerts. Added convenience, with TD Fraud Alerts:
You can now automatically receive TD Fraud Alerts to your mobile phone any time we suspect suspicious activity on your TD Cash Back Visa Infinite* Card , or on any Additional Cardholder's card on your Account. Simply ensure that we have your current mobile phone number listed in your TD Customer Profile.Learn more.
Click to Pay
Paying online with your TD Visa card is easy, smart and secure. Just click to pay with your TD Visa when you see this icon ( ) where Visa is accepted.
Manage your credit card in the TD app
Set transaction limits, block international purchases or lock your credit card. Learn more.

Review the Product Summaries (For Quebec Residents Only) for more details about insurance coverages.

Optional TD Credit Card Payment Protection Plan²¹:
Optional TD Credit Card Payment Protection Plan insurance products are designed to help you make your TD Credit Card payments in the event of a covered Job Loss, Total Disability or Loss of Life.

To learn more about optional Payment Protection Plan or to enroll, call 1-800-294-8602 or visit td.com/BP.
Optional Trip Cancellation/Trip Interruption Insurance²³. Learn more and get a quote.

Frequently asked questions

If you are looking for great Cash Back credit card with travel and automotive benefits, then this TD Cash Back Visa Infinite Card could be the right one for you. It comes with an earn rate of 3% in Cash Back on Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases ³^,^#. You also earn 1% in Cash Back on all other Purchases ⁵^,^#. This card has travel benefits such as Travel Medical Insurance ⁹ as well as automotive benefits such as Emergency Road Services with the Deluxe TD Auto Club Membership ¹⁸.

You can apply for a TD Cash Back Visa Infinite Card within minutes by clicking on Apply online on this page. As part of the application, you will need to share some mandatory information such as your full legal name and date of birth, your home address, phone number and email address, employment status, gross annual income and residential status.

Find out more about our credit cards

Get started with my credit card

Everything you need to know to start using your credit card.

Get started with my credit card Learn more
Use my credit card features

Get to know the features that come with your TD Credit Card.

Use my credit card features Learn more
Get the most out of my credit card

From paying bills to credit limit, take advantage of all your card's benefits.

Get the most out of my Canadian credit card Learn more

Legal

How to Apply

Apply online

Complete an online application and receive an instant response

Apply online Apply now
Call us

Our banking specialists are ready to answer any questions you may have

1-855-315-4325 1-855-315-4325
Visit a branch

Meet with a banking specialist in person at the branch closest to you
Locate a branch

Speak with a banking specialist at the branch closest to you

Locate a branch Locate a branch

Examples of Interest Charges for a 30-Day Billing Cycle
Annual Interest Rate		Average Daily Balance
Annual Interest Rate		$100	$200	$1,000
Purchases	21.99%	$1.81	$3.61	$18.07
Cash Advances	21.99%	$1.81	$3.61	$18.07
Purchases – Default Rate	26.99%	$2.22	$4.44	$22.18
Cash Advances – Default Rate	27.99%	$2.30	$4.60	$23.01

TD Cash Back Visa Infinite* Card

Special Offer

At a Glance

It's easy to earn and redeem Cash Back Dollars

Earn 3% Cash Back

Earn 3% Cash Back

Earn 1% Cash Back

Redeem any time

How many Cash Back Dollars could I get in the first year?

Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases ³

All Other Purchases

More Card Benefits and Features

Frequently asked questions

Find out more about our credit cards

Get started with my credit card

Use my credit card features

Get the most out of my credit card

How to Apply

Apply online

Call us

Visit a branch

Locate a branch

Have a question? Find answers here

Popular questions

Helpful related questions

Did you find what you were looking for?

See you in a bit

TD Cash Back Visa Infinite* Card

Special Offer

At a Glance

It's easy to earn and redeem Cash Back Dollars

Earn 3% Cash Back

Earn 3% Cash Back

Earn 1% Cash Back

Redeem any time

How many Cash Back Dollars could I get in the first year?

Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases3

All Other Purchases

More Card Benefits and Features

Visa Infinite Benefits

Automotive Benefits

Travel Benefits

Additional Benefits & Features

Security

Optional benefits

Frequently asked questions

Why should you get the TD Cash Back Visa Infinite Credit Card?

How do you apply for this Cash Back credit card?

How do you earn Cash Back on this TD Cash Back Credit Card?

How do you redeem Cash Back dollars?

Find out more about our credit cards

Get started with my credit card

Use my credit card features

Get the most out of my credit card

How to Apply

Apply online

Call us

Visit a branch

Locate a branch

Have a question? Find answers here

Popular questions

Helpful related questions

Did you find what you were looking for?

Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases ³