道明自管投資賬戶學生專享優惠
□ Students who open a NEW TD Direct Investing account can get up to $250 in value in their first year. This includes a $50 cash reward, up to 10 commission-free trades (up to $9.99 per trade), and a rebate on maintenance fees for the first year (up to $100). After that, students under 26 can receive a 50% commission rebate on trades. The offer is open to Canadian residents who are at least the legal age in their province and are 25 or younger when they apply. It runs from November 6, 2025, to May 4, 2026. Please check the full terms and conditions for details.
Eligibility: Open a new TD Direct Investing account by May 4, 2026, and maintain a TD Student Chequing account. This offer applies to individuals aged 25 years or younger at the time of application.
Eligible "Account(s)" for the Direct Investing Student Offer:
- Cash (Single account holder)
- Tax-Free Savings Account (TFSA) 1
- First Home Savings Account (FHSA)1
- 註冊退休儲蓄計劃 (RRSP)1
- Margin（保證金）
- 國際留學生僅可開設現金賬戶 (個人)
Account(s) not eligible for the Offer:
- 任何非個人賬戶
- 註冊教育儲蓄計劃 (RESP)2
- Self-Directed Locked-In Retirement Accounts (LIRA)1
- Self-Directed Locked-In Retirement Savings Plan (LRSP)3
- Retirement Income Fund (RIFs)1
- Life Income Fund (LIF)1
- Registered Disability Savings Plan (RDSP)1
- TD Easy Trade™ is not eligible for this offer.
如要享受此優惠，客戶必須：
- Open a new TD Direct Investing account.
- Open a new or maintain an existing TD Student Chequing account.
- Initiate funding within 30 days of opening.
- Be the age of majority in their province or territory at time of account opening.
- 必須是加拿大的合法居民。
- 滿足以下要求。
如何滿足優惠條件：
1. Open a new TD Direct Investing account by May 4, 2026.
- This offer may not be combined with any other TD Direct Investing promotions. No promo code is required (promo field must be left blank).
2. To qualify for the Cash reward, initiate a transfer of $1,000 or more in investable assets or cash from one or more financial institution(s) that are unassociated with TD Bank Group ("Qualifying Assets") to the new eligible account(s) by May 31, 2026.
- Transfers originating from TD Direct Investing, TD Easy Trade, TD Wealth Financial Planning, TD Wealth Financial Planning Direct, TD Wealth Private Investment Advice, TD Wealth Private Investment Counsel, TD Wealth Private Banking, and TD Wealth Private Trust accounts are not included in the Qualifying Assets.
- 從道明加拿大信託賬戶轉入的互惠基金或擔保投資證不計入有效資產。
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a new account.任何美元結餘將換算為加元以確定是否符合優惠資格。
- Where a client opens multiple new accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the new accounts.
3. To receive commission trade rebates, clients must make their first 10 eligible trades in a new account within 12 months of opening. Rebates (up to $9.99 per trade) apply only to self-serve online full or partial share trades; phone trades with an Investment Representative are excluded. Up to 10 commission rebates cover Canadian and U.S. equity, ETF, and option trades with commission charges. For options, only the flat commission is rebated; per-contract fees still apply. Fixed income, mutual funds, trades outside U.S./Canada markets, and new issues do not qualify for this offer.
4. A 50% rebate on subsequent commission trading fees will be applied following the completion of the first 10 commission trades or after 12 months from opening a TD Direct Investing account, whichever occurs first. This discount is available only for self-serve full and partial share trades executed electronically. Eligibility for rebates ends when the client becomes 26 years of age.
5. Maintenance fees charged to the account will be rebated on a quarterly calendar basis during the first 12 months after the account is opened.
6. If the client turns 26 within the first year, rebate promotions stay active until the end of that 12-month period.
7. To remain eligible for all discounts on the TD Direct Investing account, clients must maintain a TD Student Chequing account in good standing and be 25 years of age or younger.
Clients requiring assistance to register or otherwise apply for this Offer should ask for assistance at a TD Canada Trust branch or contact an Investment Representative at 1-800-465-5463.
Additional Terms & Conditions:
- To receive the reward, a client must keep the account in good standing until the offer payout date. Good standing requires account to not go into a debit position or into a margin call.保證金(孖展)賬戶可存在借貸結餘。
- TD Direct Investing account must be linked to the profile within the retail banking division of The Toronto-Dominion Bank (TD Canada Trust).您可以隨時聯絡道明自管投資以變更關連。
- 道明銀行集團的員工不符合優惠資格。
- 本優惠不可轉讓。
- 優惠、回贈和折讓可能隨時變更、延長或取消，恕不另行通知。
- 此優惠不得與任何其他道明自管投資的優惠合併使用。
- 已透過任何先前促銷活動獲得獎勵或符合其資格的資產，將不計入本獎勵的有效資產。這其中也包括在過去12個月內被轉出並隨後被轉回的資產。
- TD Direct Investing reserves the right to refuse the provision of any rewards and benefits under this Offer if it determines you have violated the terms as set out above.
- 可投資資產不包括任何限制交易，遭停牌的證券，或未能提供道明自管投資認可的獨立現值評估的非上市證券。
- Where a client transfers assets into multiple accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the accounts.
- Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of an account(s).美元餘額均將換算為加元以確定是否符合優惠資格。
- 現金獎勵可能產生稅費。客戶可諮詢其個人稅務顧問以獲取更多資訊。對於註冊計劃，現金獎勵將直接發放到計劃賬戶，不會被視為供款。
- Interest, dividends, standard market fluctuations, and account fees will be excluded from calculations used to determine if an account qualifies for the reward.
- Commission fees will be rebated to the new accounts which were charged the commission on a first in first out basis from the date the account is opened.
- Terms of Offer Payment:
- The cash reward will be paid in CAD to the eligible client's account by July 15, 2026. If Qualifying Assets are transferred to one account, the full reward goes there; if transferred to multiple accounts, the reward is divided proportionally based on the value transferred into each.
- Terms of trading fee rebates:
- Up to 10 full or partial share trade commissions will be rebated (up to $9.99) and subsequent trades will be rebated at a discount of 50%.只有透過電子方式完成的自助交易才符合資格條件。請查閱我們網站的費用與定價資訊。
- TD Direct Investing applies commission rebates for eligible trades to new accounts by the last business day of each month, beginning the month after account opening. If the last day falls on a holiday, rebates are processed within the following two business days.
- Terms of Maintenance Fee rebates:
- Should a quarterly maintenance fee be applied to the account, the fee will be reimbursed on a quarterly calendar basis (up to $25 per quarter) during the first year following the account opening.
